Ray has nearly 40 years of experience in the insurance industry. He received his insurance education through Westfield Insurance Group and by 1987 joined the independent insurance agency system as an owner of Waters Insurance Agency.
The agency consistently receives awards for sales, expertise and service, including the Horizon Award from Westfield Insurance Group and the Pacesetter Club Award from Motorists Mutual.
A graduate of Marietta College, he received an Accredited Advisor of Insurance (AAI) designation from the Insurance Institute of America.
Ray serves on the Community Bank board of directors and is a member of the Parkersburg Chamber of Commerce and Parkersburg Rotary Club. He has also served the community as a past board member of The Boys and Girls Club of Parkersburg, Parkersburg Rotary Club, SW Resources and Parkersburg Art Center. A Marietta College football hall of fame member, he continues to be an avid sports fan and supporter of local school athletics.
Beth has been an agency owner and agent since 1987. She serves as operations manager for Fanta Insurance, Inc., with locations in Parkersburg, Ripley and St. Marys. In addition, she supervises the accounting, personnel and IT functions of the business.
She is a graduate of Marietta College with a bachelor’s degree in Managerial Economics. Beth is a licensed agent with expertise in meeting the liability insurance needs of medical practices, nonprofits and business entities. She has achieved the Accredited Advisor of Insurance (AAI) designation from the Insurance Institute of America.
Beth has been involved in national and local organizations serving in leadership roles in Altrusa International, Agena/Vertafore Users Group, IIABA-WV, YMCA, Good Samaritan Clinic, and The King’s Daughters and Sons, International.
Beth and Ray are the proud parents of John and Amy and have four grandsons. In her free time she enjoys music, gardening and time spent with her family.
John is a licensed property and casualty agent, specializing in personal and business owners insurance. He is a 2008 graduate of the TAPP Producer Training Program sponsored by Westfield Insurance Group and has earned the Certified Professional Insurance Agent (CPIA) designation from the American Insurance Marketing and Sales Society.
He is a graduate of West Virginia University with a bachelor's degree, emphasis on business administration, communications and entrepreneurship.
John is active in the community and a certified referee for WV Secondary Schools. He is an officer in the state insurance association, IIAWV; past director and service project committee chair for Rotary International; and past president of the Henry Logan Children’s Home Foundation – a charity that benefits children throughout West Virginia.
Amy is a licensed property and casualty agent, specializing in personal and commercial insurance. Amy brings to the team fifteen years of sales and marketing experience both in the insurance industry and the financial sector.
Prior to joining Waters Insurance Agency, Amy was most recently a senior marketing specialist with the largest publicly traded company headquartered in West Virginia, overseeing the advertising and public relations efforts throughout West Virginia and the Shenandoah Valley, Virginia. She was also a top-producing mortgage loan originator in Charleston, W.Va.
Earning a Bachelor of Science in journalism from the E.W. Scripps School of Journalism at Ohio University, she is actively involved in several community outreach activities for the betterment of area children and youth. She has served on the Boys & Girls Club of Parkersburg’s Kids Golf Classic planning committee for the past several years, volunteers with the Gabriel Project and is a Read Aloud volunteer.
Rebecca is a licensed property and casualty agent in West Virginia and Ohio, with more than 20 years of experience. She specializes in commercial, business owners and business auto insurance, and assists with medical liability.
She studied office administration at West Virginia University at Parkersburg. In her free time, she enjoys spending time with her husband Eric and children Emily and Ethan, as well as volunteering at Warren Local School District and Little Hocking Church of Christ.
Heather is licensed in West Virginia and Ohio as a property and casualty agent and has more than twenty years of experience in insurance sales, service and agency operations. Her dedication to our profession is demonstrated in her advanced insurance education and receipt of professional designations. She earned the Certified Insurance Service Representative (CISR) designation from the National Alliance for Insurance Education in 2011, and CISR Elite in 2017. Heather develops programs to meet all of your insurance needs from home, auto, farm, umbrella insurance, bonds and more.
Heather graduated from West Virginia University at Parkersburg and WV Insurance Schools. She enjoys her family, crafts, and is an active volunteer in the community, serving with Scouts BSA and Girl Scout troops.
Kiley is a licensed property and casualty agent, with nearly 10 years of insurance experience in insurance sales, service and agency operations. She specializes in personal lines and enjoys building strong client relationships.
Kiley graduated from Fairmont State University and is active in her community through youth sports and church activities.
Elizabeth is our agency receptionist, specializing in billing support and quality customer service . She graduated from West Virginia University - Parkersburg with a Bachelor of Science in criminal justice. A crafting enthusiast and life-long resident of Vienna, she enjoys spending time at home with family and pups. Email Elizabeth